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Statement of Privacy
We recognize and are committed to protecting the privacy of Security Pacific Financial customers' non public personal and financial information. In the course of conducting real estate related transaction services, we need to gather and maintain certain nonpublic personal information about our customers in order to facilitate your home buying and/or selling needs in an effective, secure and professional manner. This privacy statement addresses some questions about the nonpublic personal information that we collect, what we do with it, and how we protect it. Our commitment is to provide privacy safeguards to our customers while building relationship through confidence online.

The following statement is designed to assist you in understanding how Security Pacific Financial collects, uses and safeguards the non public personal information you provide and to aid in the process of making informed decisions.

What Nonpublic Information Do We Collect?

When you submit information on-line for an account with us or apply for a financial product or service (such as a loan or insurance), we collect the following types of information:
Information provided by you on applications or other forms, such as your name, mailing address, employment and information from other transactions with us. Information about you from consumer-reporting agencies, for example, when you apply for a loan, credit card, or insurance policy, or when we offer you a pre-approved loan.

Personal Information You Choose to Provide

Borrower Information. If you chose to use Security Pacific Financial services, you will need to provide us with certain personal information. More specifically, if you are a borrower and wish to use Security Pacific Financial Quick App service or apply for a loan, Security Pacific Financial collects personal information, such as:

Borrower Information:

Name
Address
Phone number
E-Mail address
Best Time to Call You
Property Type
Property Value
Current Loan Type
Loan Balance
Current Rate
Gross Monthly Income

Sharing Information With Service Providers

Security Pacific Financial is your link to numerous service providers that can assist your real estate transaction. From time to time you may notice offers from outside companies associated with real estate transactions, such as mortgage, title and escrow service providers, advertised on Security Pacific Financial's web site. In such cases, if you are interested in the advertised product or service, you will be given the opportunity to approve Security Pacific Financial's submission of your personal information to such provider in order to avoid having to reenter that information. If you approve the submission of your information to an outside company, we will forward your information to that company.

Security Pacific Financial takes measures to select product or service providers that are responsible and afford privacy protections to their customers. However, Security Pacific Financial cannot make any representations about the practices and policies of any of its service providers. Each service provider is governed by its own practices and policies regarding the maintenance, security and disclosure of their customers' information.

Future Use of Security Pacific Financial Services

Whether your real estate transaction is successful or not, we may archive all the information you submit to Security Pacific Financial to maintain accurate, internal business records and to expedite your future use of Security Pacific Financial's services. In the event that you submit information and prefer that we purge personally identifiable information from our records, at any time you may click on the sign up page and follow the opt out directions to delete your archived information, call toll free (866) 854-9962 or send us an e-mail request at info@SecurityPacificFinancial.com.

Notice of New Services and Changes

Occasionally, we may also use the information we collect to notify you about important changes to our web site, new Security Pacific Financial services and special offers we believe you will find valuable. As our customer, you will be given the opportunity to notify us of your desire "Opt Out" and not to receive these offers by clicking on the sign up page and following the directions to Opt Out <http://www.info@SecurityPacificFinancial.com/optout.php> your archived information, calling toll free (866) 854-9962 or by sending us an e-mail request at info@SecurityPacificFinancial.com.

How Do We Protect Your Information?

Information Security. Security Pacific Financial utilizes firewall technology, which we have customized, installed and configured to safeguard the confidentiality of personal information we collect on our web site from unauthorized access or disclosure and accidental loss, alteration or destruction.

Evaluation of Information Protection Practices. Periodically, Security Pacific Financial's operations and business practices are reviewed for compliance with our policies and procedures governing the security, confidentiality and quality of your information.

Employee Access, Training and Expectations. Security Pacific Financial's corporate values, ethical standards, policies and practices underscore our commitment to the protection of our customers' information. In general, our business practices limit employee access to confidential information, and limit the use and disclosure of such information to authorized persons, processes and transactions.


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